Fidelity Personal Retirement Annuity
This page displays Prices & Performance for contracts purchased on or after 1/1/2009.2

View Prices & Performance for contracts purchased prior to 1/1/2009.
See fund performance and how Morningstar has rated the underlying funds of Fidelity's Personal Retirement Annuity below.
The performance data featured represents past performance, which is no guarantee of future results. Investment returns and the principal value of a variable annuity will fluctuate; therefore, you may have a gain or loss when money is withdrawn or received. Fund performance fluctuates and currently may be significantly higher or lower than stated.
The Overall Morningstar Rating (as of 10/31/09) for a fund is derived from a weighted average of the performance figures associated with its three-, five-, and ten-year (if applicable) Morningstar Rating metrics, which are based on a risk-adjusted return.
Select the fund name to view quarter-end returns, additional ranking information, risk and fee information, and, in the case of Fidelity VIP Money Market, 7-day yield.
Fund Families
Fidelity
Credit Suisse
Lazard
Morgan Stanley
PIMCO
 
 
Prices & Performance

as of 09/30/2009

 

 

 
 
  
Fidelity
Fund Name Sort Symbol Morningstar
Overall
Rating
#Funds in
Category
Morningstar
Category
1 Yr 3 Yrs 5 Yrs 10 Yrs Life1 Subacct
Inception
 
Strategic Advisers Mid Cap Value FNAVC     Mid-Cap Value Down -6.77 -- -- -- Down -11.98 04/30/2007Exchange
Strategic Advisers Small Cap FNBPC     Small Blend Down -5.24 -- -- -- Down -11.89 04/30/2007Exchange
VIP Asset Manager FNAUC 4 star rating 2,511 Moderate Allocation Up 5.74 Up 1.90 -- -- Up 2.55 08/15/2005Exchange
VIP Asset Manager: Growth FNACC 2 star rating 2,511 Moderate Allocation Up 2.24 Up 0.44 -- -- Up 1.18 08/15/2005Exchange
VIP Balanced FNAPC 3 star rating 2,511 Moderate Allocation Up 7.73 Down -0.16 -- -- Up 2.24 08/15/2005Exchange
VIP Consumer Discretionary FNBWC 3 star rating 34 Consumer Discretionary Up 0.44 Down -6.62 -- -- Down -3.22 08/15/2005Exchange
VIP Consumer Staples FNAJC     Consumer Staples Up 1.75 -- -- -- Up 0.35 04/30/2007Exchange
VIP Contrafund FNBEC 4 star rating 6,095 Large Growth Down -1.25 Down -2.88 -- -- Up 0.51 08/15/2005Exchange
VIP Disciplined Small Cap FNBGC 3 star rating 1,246 Small Blend Down -11.67 Down -6.92 -- -- Down -7.64 05/01/2006Exchange
VIP Dynamic Capital Apprec FNCFC 3 star rating 6,095 Large Growth Up 1.59 Down -5.16 -- -- Down -0.37 08/15/2005Exchange
VIP Emerging Markets FNAKC     Diversified Emerging Mkts Up 9.98 -- -- -- Down -20.91 04/30/2008Exchange
VIP Energy FNAQC 2 star rating 379 Natural Resources Down -11.31 Up 0.49 -- -- Up 4.01 08/15/2005Exchange
VIP Equity-Income FNATC 3 star rating 4,024 Large Value Down -5.52 Down -8.12 -- -- Down -2.93 08/15/2005Exchange
VIP Financial Services FNBDC 3 star rating 262 Financial Down -7.78 Down -16.35 -- -- Down -8.79 08/15/2005Exchange
VIP FundsManager 20 FNAXC 5 star rating 797 Conservative Allocation Up 5.43 Up 2.50 -- -- Up 2.73 05/01/2006Exchange
VIP FundsManager 50 FNAYC 4 star rating 2,511 Moderate Allocation Up 3.48 Down -0.14 -- -- Up 0.24 05/01/2006Exchange
VIP FundsManager 60 FNBBC     Moderate Allocation Up 3.31 -- -- -- Down -7.75 04/30/2008Exchange
VIP FundsManager 70 FNAZC 2 star rating 2,511 Moderate Allocation Up 0.56 Down -2.53 -- -- Down -2.07 05/01/2006Exchange
VIP FundsManager 85 FNBAC 4 star rating 5,020 Large Blend Down -1.50 Down -4.22 -- -- Down -3.76 05/01/2006Exchange
VIP Growth FNAWC 3 star rating 6,095 Large Growth Down -12.15 Down -6.09 -- -- Down -3.22 08/15/2005Exchange
VIP Growth & Income FNASC 4 star rating 6,095 Large Growth Down -8.68 Down -6.10 -- -- Down -1.87 08/15/2005Exchange
VIP Growth Opportunities FNAOC 2 star rating 6,095 Large Growth Up 0.55 Down -6.63 -- -- Down -4.47 08/15/2005Exchange
VIP Growth Stock FNBMC 3 star rating 6,095 Large Growth Up 1.23 Down -2.40 -- -- Down -1.71 08/15/2005Exchange
VIP Growth Strategies (fmrly VIP Aggres. Grwth.) FNBNC 2 star rating 2,430 Mid-Cap Growth Down -0.50 Down -5.01 -- -- Down -3.32 08/15/2005Exchange
VIP Health Care FNBFC 4 star rating 557 Health Up 2.11 Down -1.54 -- -- Up 0.24 08/15/2005Exchange
VIP High Income FNAEC 3 star rating 1,412 High Yield Bond Up 9.52 Up 2.73 -- -- Up 3.83 08/15/2005Exchange
VIP Index 500 FNCDC 4 star rating 5,020 Large Blend Down -7.09 Down -5.75 -- -- Down -1.96 08/15/2005Exchange
VIP Industrials FNADC     Industrials Down -2.83 Down -1.00 -- -- Up 2.30 08/15/2005Exchange
VIP International Cap Apprec FNBYC 1 star rating 856 Foreign Large Growth Up 11.99 Down -5.08 -- -- Down -1.26 08/15/2005Exchange
VIP Investment Grade Bond FNBTC 5 star rating 1,744 Intermediate-Term Bond Up 12.65 Up 4.98 -- -- Up 4.41 08/15/2005Exchange
VIP Investor Freedom 2005 FNAFC 5 star rating 47 Target Date 2000-2010 Up 4.45 Up 0.63 -- -- Up 2.23 08/15/2005Exchange
VIP Investor Freedom 2010 FNAIC 4 star rating 47 Target Date 2000-2010 Up 4.61 Up 0.50 -- -- Up 2.12 08/15/2005Exchange
VIP Investor Freedom 2015 FNBQC 4 star rating 24 Target Date 2011-2015 Up 4.23 Up 0.19 -- -- Up 2.22 08/15/2005Exchange
VIP Investor Freedom 2020 FNBRC 4 star rating 46 Target Date 2016-2020 Up 2.14 Down -1.24 -- -- Up 1.35 08/15/2005Exchange
VIP Investor Freedom 2025 FNBXC 4 star rating 11 Target Date 2021-2025 Up 1.56 Down -1.64 -- -- Up 1.16 08/15/2005Exchange
VIP Investor Freedom 2030 FNCBC 4 star rating 32 Target Date 2026-2030 Down -0.76 Down -2.93 -- -- Up 0.33 08/15/2005Exchange
VIP Investor Freedom Income FNAGC 4 star rating 16 Retirement Income Up 6.32 Up 2.83 -- -- Up 3.36 08/15/2005Exchange
VIP Materials FNBZC     Large Blend Up 13.13 -- -- -- Down -0.87 04/30/2007Exchange
VIP Mid Cap FNBCC 5 star rating 2,430 Mid-Cap Growth Up 1.95 Down -0.28 -- -- Up 2.56 08/15/2005Exchange
VIP Money Market
7 Day Yield % -.09
As of 10/31/2009
FNBUC     Money Market-Taxable Up 0.94 Up 2.97 -- -- Up 3.25 08/15/2005Exchange
VIP Overseas FNALC 4 star rating 1,357 Foreign Large Blend Down -3.08 Down -4.20 -- -- Up 0.99 08/15/2005Exchange
VIP Real Estate FNAMC 2 star rating 475 Real Estate Down -24.34 Down -12.33 -- -- Down -3.19 08/15/2005Exchange
VIP Strategic Income FNANC 5 star rating 439 Multisector Bond Up 17.31 Up 6.84 -- -- Up 6.38 08/15/2005Exchange
VIP Technology FNCEC 4 star rating 781 Technology Up 27.36 Up 1.65 -- -- Up 3.31 08/15/2005Exchange
VIP Telecommunications FNCAC     Communications Up 8.20 -- -- -- Down -13.09 04/30/2007Exchange
VIP Utilities FNCCC 2 star rating 398 Utilities Down -2.89 Down -2.99 -- -- Up 2.37 08/15/2005Exchange
VIP Value FNARC 1 star rating 1,009 Mid-Cap Value Down -6.94 Down -7.74 -- -- Down -3.43 08/15/2005Exchange
VIP Value Leaders FNBVC 3 star rating 4,024 Large Value Down -7.93 Down -8.71 -- -- Down -3.98 08/15/2005Exchange
VIP Value Strategies FNBOC 2 star rating 843 Mid-Cap Blend Down -0.28 Down -5.61 -- -- Down -2.06 08/15/2005Exchange
 
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Credit Suisse
Fund Name Sort Symbol Morningstar
Overall
Rating
#Funds in
Category
Morningstar
Category
1 Yr 3 Yrs 5 Yrs 10 Yrs Life1 Subacct
Inception
 
International Equity Flex I FNAHC 4 star rating 1,357 Foreign Large Blend Down -2.09 -- -- -- Down -19.19 04/30/2008Exchange
 
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Lazard
Fund Name Sort Symbol Morningstar
Overall
Rating
#Funds in
Category
Morningstar
Category
1 Yr 3 Yrs 5 Yrs 10 Yrs Life1 Subacct
Inception
 
Retirement Emerging Markets Equity FNBHC 4 star rating 695 Diversified Emerging Mkts Up 10.47 Up 8.01 -- -- Up 5.63 05/01/2006Exchange
 
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Morgan Stanley
Fund Name Sort Symbol Morningstar
Overall
Rating
#Funds in
Category
Morningstar
Category
1 Yr 3 Yrs 5 Yrs 10 Yrs Life1 Subacct
Inception
 
Emerging Markets Debt FNBIC 5 star rating 117 Emerging Markets Bond Up 16.11 Up 6.55 -- -- Up 6.53 05/01/2006Exchange
Emerging Markets Equity FNBJC 3 star rating 695 Diversified Emerging Mkts Up 9.95 Up 4.40 -- -- Up 1.79 05/01/2006Exchange
Global Value Equity FNBKC 4 star rating 1,744 World Stock Down -8.50 Down -7.83 -- -- Down -6.40 05/01/2006Exchange
International Magnum FNBLC 4 star rating 1,357 Foreign Large Blend Up 0.12 Down -3.90 -- -- Down -3.73 05/01/2006Exchange
 
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PIMCO
Fund Name Sort Symbol Morningstar
Overall
Rating
#Funds in
Category
Morningstar
Category
1 Yr 3 Yrs 5 Yrs 10 Yrs Life1 Subacct
Inception
 
PIMCO VIT Low Duration FPMCC 5 star rating 284 Short-Term Bond -- -- -- -- -- 09/30/2009Exchange
PIMCO VIT Real Return FPNCC 5 star rating 315 Inflation-Protected Bond -- -- -- -- -- 09/30/2009Exchange
PIMCO VIT Total Return FPOCC 5 star rating 1,744 Intermediate-Term Bond -- -- -- -- -- 09/30/2009Exchange
 
 
Top
PIMCO VIT Low Duration, Average Annual Returns as of 9/30/09 - 1 YR: 12.42%, 5 YR: 4.36%, 10 YR: 4.62%
PIMCO VIT Real Return, Average Annual Returns as of 9/30/09 - 1 YR: 8.51%, 5 YR: 4.31%, 10 YR: 7.51%
PIMCO VIT Total Return, Average Annual Returns as of 9/30/09 - 1 YR: 17.65%, 5 YR: 6.42%, 10 YR: 6.66%

These returns assume that the product and its funds were available at the fund's inception date, which they were not. Fund returns prior to each fund's sub-account inception date have been adjusted so that they reflect the annuity's annual annuity charge. Predated performance is hypothetical.
MorningStar logo  Morningstar data provided by Morningstar, Inc.
© 2007 Morningstar, Inc. All rights reserved. The Morningstar information contained herein;(1) is proprietary to Morningstar and/or its affiliates; (2) may not be copied or distributed; (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Fidelity does not review the Morningstar data and you should check the fund's current prospectus for the most up-to-date information concerning applicable loads, fees and expenses.

Before investing, consider the investment objectives, risks, charges and expenses of the annuity and its investment options. For this and other information, call Fidelity at 1-800-544-4936 for a free prospectus containing this information, or view one online. Read it carefully before you invest.

ANNUITY FUND PERFORMANCE:
1 Returns for periods of less than one year are cumulative from the inception date indicated.
2 Returns reflect the 0.35% annual annuity charge applicable to contracts purchased on or after 1/1/2009. See returns reflecting the 0.25% annual annuity charge, which are applicable to contracts purchased prior to 1/1/2009. Certain funds have voluntary expense limits. Without these expense reimbursements, returns would have been lower.
Performance returns reflect the subaccount inception, the date each portfolio was first available in the insurance company's variable product.
Total returns include changes in share price and reinvestment of dividends and capital gains.
Unless otherwise noted, returns are adjusted for all applicable recurring and non-recurring fees (including redemption fees), loads and charges, if any.
VIP refers to Variable Insurance Products.
Investments in the VIP Money Market Portfolio are neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the underlying fund seeks to preserve the value of investments at $1.00 per share, it is possible to lose money in this Portfolio.
Taxable amounts withdrawn from an annuity prior to age 59 1/2 may be subject to a 10% IRS penalty tax.
ABOUT MORGAN STANLEY FUNDS: Morgan Stanley refers to Morgan Stanley Universal Institutional Funds Inc.
Prior to May 1, 2009, Credit Suisse International Equity Flex I was named Credit Suisse International Focus and operated under certain different investment policies. The fund's historical performance may not represent its current investment policies.
 

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