Program Includes New Online Resource Center, Dedicated Team of Fixed-Income Specialists
Free Educational Seminars at Investor Centers Nationwide

BOSTON, Aug. 26, 2009 - Fidelity^® today announced the launch of a new guidance program to help investors better understand and consider fixed-income investments as part of their investment goals for generating income, managing overall portfolio risk, and creating potential tax efficiencies. Fidelity's program has three main components:

•		A new online fixed-income resource center with interactive content that can help investors determine an appropriate mix of fixed-income investments for their time horizon and risk tolerance
•		A dedicated team of more than 100 fixed-income specialists who are available to work with investors over the phone to address more complex fixed-income needs
•		Educational seminars, including "Demystifying Bond Selection for Your Portfolio", that are offered at no cost at Fidelity's 131 Investor Centers nationwide

"As market volatility has settled down, and rates for Treasuries and CDs have continued to fall, we've seen our customers show an increased interest in individual bonds and bond funds for the potential higher returns and the diversification benefits these products can bring to their portfolios," said Richard Carter, vice president in Fidelity's retail brokerage business. "The rapidly shifting market conditions of the past year are a testament to the fact that it's always important to be diversified. We believe our fixed-income guidance options will give our customers a head start in determining what types of fixed-income securities and funds may be best for achieving their investing and income goals in any market condition."

In the first six months of 2009, Fidelity retail customers' assets in corporate bonds increased by 24 percent and their assets in municipal bonds increased 7 percent. In addition, Fidelity's overall bond fund assets increased by nearly 17 percent in the first six months of 2009.

The new fixed-income guidance program elements were developed to help investors whether they have a low- or high-risk tolerance, or short- or long-term goals in mind.

New Online Resource Center Offers Time Horizon and Risk Guidance

Fidelity's new online fixed-income resource center, available at www.fidelity.com/fixedincomechoices, has interactive functionality that enables customers to specify their time horizon and risk tolerance, and then see the fixed-income investments that may be appropriate for them. For example, if a person is less than 5-10 years away from his or her investing goal and has a lower risk tolerance, such investments as Investment-Grade Corporate Bonds, Fidelity Total Bond Fund and Fidelity Strategic Income Fund may be provided as possible investment alternatives. Customers can then link to more in-depth research to learn more and decide if these products are appropriate for them.

Target asset mixes for different investment strategies also are outlined on the resource center. These include mixes that range from conservative, balanced, and growth to more aggressive growth models. As well, the center includes market research on timely fixed-income topics, and a link to Fidelity's Portfolio Review tool, which can help customers create a personalized investment strategy in as few as 20 minutes.

The online fixed-income resource center complements Fidelity's award-winning Open Bond Market that debuted in 2004. Customers can use the information they receive on the resource center about the types and behaviors of different fixed-income products to begin building a bond ladder with Fidelity's Bond Ladder Tool, available on the Open Bond Market. The Open Bond Market includes a full suite of detailed information previously available only to professionals about more than 10,000 bonds available on Fidelity.com, such as information on bond availability, trading data, and transparent pricing. Fidelity's Open Bond Market has simplified for customers what was once a complex process of selecting and trading bonds.

Dedicated Team of Specialists Provide Answers

Fidelity has seen an increase in investor questions about fixed income, with calls increasing more than 20 percent during the first half of 2009, compared to one year ago. To provide even greater assistance to investors seeking more information and help with individual fixed-income securities, members of Fidelity's dedicated team of more than 100 fixed-income specialists are available by phone to speak with customers.

For investors with more complex fixed-income needs, Fidelity's specialists can conduct a portfolio analysis to alert them if their fixed-income investments are over-weighted around a particular maturity date, industry or credit rating. Specialists also can assist customers in rebalancing their portfolios with fixed-income products that would complement their overall investment strategy.

Fidelity's fixed-income specialists all hold Series 7, Series 63, Series 65 and Series 66 licenses.

Free Fixed-Income Seminars Nationwide

Fidelity also offers a number of free seminars on fixed-income related topics at its 131 Investor Centers nationwide. For example, in its seminar entitled "Demystifying Bond Selection for Your Portfolio," customers can learn more about a range of fixed-income investing strategies and approaches, from selecting a bond to building a bond ladder. Additionally, investors can attend other Fidelity seminars such as "Fundamentals of Retirement Income Planning," which provides information about how fixed-income products, among other investments, are integral to a well-diversified retirement income plan. A schedule of seminars and registration information is available at www.fidelity.com/seminars

"In light of early signs of an improving credit market climate and more attractive fixed-income returns, now may be an opportune time for many investors to rebalance their fixed-income portfolios," said Carter. "This new fixed-income guidance program can help customers take action to reach their individual investing goals."

About Fidelity Investments

Fidelity Investments is one of the world's largest providers of financial services, with assets under administration of more than $2.9 trillion, including managed assets of $1.4 trillion as of July 31, 2009. Fidelity offers investment management, retirement planning, brokerage, and human resources and benefits outsourcing services to over 20 million individuals and institutions as well as through 5,000 financial intermediary firms. The firm is the largest mutual fund company in the United States, the No. 1 provider of workplace retirement savings plans, the largest mutual fund supermarket and a leading online brokerage firm. For more information about Fidelity Investments, visit Fidelity.com.

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Before investing, consider the funds' investment objectives, risks, charges and expenses. Contact Fidelity for a prospectus containing this information. Read it carefully.

In general the bond market is volatile and bond funds entail interest rate risk (as interest rates rise bond prices usually fall, and vice versa). This effect is usually more pronounced for longer-term securities. Bond funds also entail the risk of issuer default, issuer credit risk, and inflation risk

Guidance provided by Fidelity is educational in nature, is not individualized and is not intended to serve as the primary or sole basis for your investment or tax-planning decisions. Investment decisions should always be based on an individual's own goals, time horizon, and tolerance for risk.

Portfolio Review is an educational tool offered for use by Fidelity Brokerage Services LLC, member NYSE, SIPC.

Any fixed income security sold or redeemed prior to maturity may be subject to a substantial gain or loss. If sold prior to maturity, CD's may be sold on the secondary market subject to market conditions.

If your CD has a step rate, the interest rate of your CD may be higher or lower than prevailing market rates. The initial rate on a step rate CD is not the yield to maturity. If your CD has a call provision, which many step rate CDs do, please be aware the decision to call the CD is at the issuer's sole discretion. Also, if the issuer calls the CD, you may be confronted with a less favorable interest rate at which to reinvest your funds. Fidelity makes no judgment as to the credit worthiness of the issuing institution.

Fidelity, Fidelity Investments & the Pyramid Design logo are registered service marks of FMR LLC.

Diversification does not ensure a profit or guarantee against loss. Current and future portfolio holdings are subject to risk.

CDs issued by FDIC-insured institutions and held in Fidelity accounts are generally insured up to the following limits: Up to $250,000 per account owner per institution. Certain FDIC insurance coverage limits for non-retirement accounts have been temporarily increased from $100,000 to $250,000. These temporary increases will remain in effect until December 31, 2013. Additional information can be found on the FDIC website. CDs held in non-retirement accounts which mature after 12/31/2013 will be eligible for up to $250,000 in coverage up to the 12/31/2013 date. After that the insurance will revert to the $100,000 level.

Fidelity Brokerage Services LLC, Member NYSE, SIPC
300 Puritan Way, Marlborough, MA 01752